OverdraftMe is a specialist finance broker matching small businesses across Australia with the right lender for unsecured business overdrafts and working capital loans — fast decisions, minimal paperwork, and no cost to you. We get paid by the lender.
As an accredited finance broker, OverdraftMe connects Australian small and medium businesses with a panel of trusted lenders offering unsecured business overdrafts and working capital loans. Whether you need flexible cash flow finance or a lump-sum business loan, we handle the legwork so you can focus on running your business.
A revolving line of credit linked to your business account. Draw down what you need, repay when it suits you, and only pay interest on what you use — not the full limit.
A lump-sum term loan for planned investments — new equipment, fitouts, hiring, or growth. Fixed repayments so you can budget with confidence from day one.
Fill in a short form — takes less than 2 minutes. No credit check at this stage, no commitment required.
Our team reviews your needs and searches our panel of trusted lenders to find the most competitive offer for your situation.
We handle the paperwork and liaise with the lender on your behalf. Most clients receive funds within 24–48 hours of approval.
No credit impact. No commitment. Check your eligibility in minutes — we'll find the right lender and working capital solution for your Australian business.
Takes 2 minutes. No credit impact. No commitment.