OverdraftMe is a business finance specialist and a brand of Lend & Loan ↗ · 50+ lenders on panel · Based in Drummoyne, Sydney · ACL 511092
Free instant estimate
No credit check. No obligation. ACL 511092.

How much could
your business borrow?

Slide to your monthly revenue and see your estimated overdraft limit instantly. No credit check. No tax returns. Takes 5 seconds. Prefer the full toolkit? Browse every calculator, factsheet and guide.

I know my monthly revenue
I know how much I need
Monthly business revenue $50,000
$6,000 / month $333,000+ / month
Estimated overdraft limit
$75,000
Based on $50,000 monthly revenue at 1.5× multiplier. Subject to lender assessment.

If the estimate comes back low: Talk to a broker about your options - some lenders have flexible criteria.

$50,000 Monthly revenue
1.5× Typical multiplier
$75,000 Estimated limit

Quick eligibility check

✓
Monthly revenue meets minimum ($6,000/month)
✓
6+ months trading history required
✓
No property security required under $150K
✓
No tax returns required - ever
~
Equifax credit score 550+ recommended

Ready to apply for your overdraft?

Free broker service · Decisions from 1 hour · Funds same day possible

Get a free quote - 60 seconds
Important: This calculator provides a general estimate only and does not constitute a credit assessment, offer of finance, or financial advice. The 1.5× revenue multiplier is a guide only - actual limits vary by lender, industry, credit history, and individual business circumstances. Minimum $6,000/month revenue and 6 months trading required. Maximum $500,000. All applications subject to full lender assessment and credit approval. OverdraftMe is a brand of Lend & Loan Pty Ltd, Australian Credit Licence 511092. Privacy Policy · Terms
Quick links Business Overdraft Australia 6 Months Trading Bad Credit Loans Get a Quote →
Essential guides
Business Overdraft Australia Bad Credit Business Loans Business Loan 6 Months Trading Get a Free Quote → How Much Can I Borrow? Can I Get Approved? Compare Options

Product factsheets

Full eligibility, rates and worked examples for each product:

John Pierre Saliba, Director and Senior Finance Broker at OverdraftMe
John Pierre Saliba
Director and Senior Finance Broker, OverdraftMe
Bachelor of Business and Commerce | Advanced Diploma in Financial Planning | Diploma of Finance and Mortgage Broking Management | MFAA Accredited Finance Broker
Reviewed by John Pierre Saliba on 30 October 2026. LinkedIn
OverdraftMe is a brand of Lend & Loan Pty Ltd, Australian Credit Licence 511092. MFAA Member. AFCA Member.