OverdraftMe is a business finance specialist brought to you by Lend & Loan ↗ · 50+ lenders on panel · Based in Drummoyne, Sydney · ACL 511092
Proof of work

Real deals.
Real businesses.

These are real business overdraft and loan facilities settled by the OverdraftMe team. Industries, amounts and timeframes are real. Client details are anonymised.

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$600M+Total funded
24hrsTypical turnaround
50+Lenders on panel
$0Cost to borrower
Settled transactions

Businesses we've helped fund

From hospitality to construction, recruitment to trades - here's a sample of real deals our team has settled.

👥 Recruitment Agency
$275,000
Challenge
Needed capital for marketing, hiring additional staff and funding an office fit-out to support rapid business growth.
Outcome
Approved and funded within 24 hours. Business was able to scale immediately without disrupting existing operations.
📊 Finance Broker
$91,000
Challenge
Required funding for a marketing campaign and to hire additional staff to grow the business and service more clients.
Outcome
Approved and funded in 24 hours. The business was able to invest in growth immediately with a flexible facility.
🏗️ Construction Business
$60,000
Challenge
Day-to-day operational costs, materials and cash flow gaps between project invoices were putting pressure on the business.
Outcome
Approved and funded in 24 hours. Business had immediate access to a revolving facility to draw as needed.
🍽️ Hospitality Business
$50,000
Challenge
Needed funds for cash flow, day-to-day operations and purchasing stock - a common pressure point for hospitality businesses.
Outcome
Approved and funded in 24 hours. Facility gave the business a financial buffer to trade confidently through slower periods.
⚡ Electrical Contractor
$55,000
Challenge
Cash flow gaps between job completion and invoice payment were creating pressure on day-to-day operations.
Outcome
Approved and funded in 24 hours. The electrician could take on more jobs with confidence knowing working capital was available.
🌿 Landscaping Business
$40,000
Challenge
Business was growing and needed capital to fund expansion - taking on more projects, equipment and staff.
Outcome
Approved and funded in 24 hours. The business had the capital it needed to grow without waiting weeks for bank approval.
In depth

Read the full case studies

Want the detail behind a deal? These five clients told us the full story - the challenge, how we structured it and the outcome. All unsecured, all funded within 24 hours.

🛒 Sydney E-commerce
$150,000
The story
Other lenders offered just $25,000. We arranged a $150,000 unsecured overdraft - six times more - funded within 24 hours.
🌿 WA Landscaping
$55,000
The story
A landscaping business doing about $50,000 a month needed day-to-day working capital. A $55,000 unsecured overdraft, approved within 24 hours.
🍽️ Sydney Hospitality
$40,000
The story
A $40,000 unsecured overdraft on bank statements only, giving the business a buffer for stock and day-to-day costs.
🏭 NSW Manufacturer
$31,000
The story
A $31,000 unsecured overdraft on six months of bank statements, covering raw materials while waiting on customer invoices.
🛍️ Melbourne Retail
$25,000
The story
A $25,000 unsecured overdraft on bank statements only, letting the retailer buy stock on its own timing instead of waiting on a bank.

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Client details have been anonymised. Transaction amounts, industries and timeframes are real. Results may vary based on individual circumstances.

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