Everything you need to understand business finance in Australia. Factsheets, guides, calculators and checklists. All free. Written by John Pierre Saliba.
Two-page PDFs with eligibility, rates, costs and worked examples. Email-gated download on each page.
$10K-$500K, from 14.55% p.a., revolving facility. Interest on drawn balance only.
Read factsheet →$5K-$500K, fixed rates from 12% p.a., 3-36 months. Fixed weekly or monthly repayments.
Read factsheet →$20K-$500K, from 13% p.a. Standalone revolving facility separate from your bank account.
Read factsheet →$10K-$500K, 3-24 months. For stock, payroll, BAS, and bridging invoice gaps.
Read factsheet →Up to $500K on bank statements only. No BAS, no financials needed.
Read factsheet →$5K-$100K for sole traders and micro businesses. From $6K/month revenue.
Read factsheet →28-page guide covering how overdrafts work, what they cost, eligibility, and common mistakes to avoid.
Read the guide →Action checklist for employers preparing for weekly super payments from 1 July 2026.
Get the checklist →One-page summary of Payday Super's cash flow impact for Australian SMEs.
View flyer →60-second check. No credit impact. See what facility size you could qualify for across 50+ lenders.
Check eligibility →Model your weekly or monthly repayments for any overdraft or loan amount, rate, and term.
Open calculator →Calculate your weekly super liability under the new Payday Super rules from 1 July 2026.
Open calculator →Personalised borrowing estimate based on your revenue, credit score, and trading history.
Get estimate →113 articles on business overdrafts, loans, cash flow, rates, eligibility, and industry-specific guides.
Browse articles →Answers to the most common questions about business overdrafts, loans, and the application process.
Read FAQs →Real deals we have settled. Amounts, timelines, and industries. See what is possible.
View results →Side-by-side comparison of overdraft products across the OverdraftMe lender panel.
Compare now →General information only. Not financial advice. Credit subject to lender assessment. All rates, fees and terms quoted are indicative only and subject to change based on your individual circumstances. OverdraftMe is a credit representative of Lend & Loan Pty Ltd (ACL 511092).
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Get my quote - 2 minutes → 02 8046 3933 John Pierre Saliba · Credit Representative of Lend and Loan Pty Ltd · ACL 511092 · MFAA · AFCA