From the Bowen Basin coalfields to Curtis Island LNG and the north-west minerals province, Queensland mining services businesses need working capital to keep operations running. OverdraftMe connects you with fast, flexible business overdrafts - up to $500K, no tax returns, free broker service. Cover equipment, labour and maintenance costs between contract payments.
Queensland's resources sector is the backbone of regional economies from Mackay to Mount Isa. But mining services businesses often wait 30-60+ days for payment from major operators while covering heavy equipment, crew wages, fuel and parts upfront. A business overdraft bridges the gap so you can mobilise for the next shutdown, take on new contracts and keep your fleet running.
Decisions as fast as 1 hour. Funds in your account the same day in many cases. No waiting weeks for bank approval while a shutdown window closes.
We understand coal mining payment cycles, shutdown schedules and the cash flow pressures unique to Bowen Basin and Mackay-based services businesses.
6 months of business bank statements, your ABN and a driver's licence. That's it - no tax returns, no BAS, no accountant letters required.
Fund equipment hire, parts, maintenance and fleet costs. Draw what you need for mobilisation and repay when contract payments arrive.
A revolving credit line means you only pay interest on what you draw - not the full approved limit. Perfect for cyclical mining services cash flow.
We compare across our full panel of 50+ lenders to find the best rate and structure for your mining services business.
Use our calculator. Enter your monthly revenue and how much you need. No credit check at this stage.
Our brokers compare across 50+ lenders and come back to you with the best available option for your mining services business.
Once approved, draw on your overdraft as needed. Fund mobilisation, parts, labour and equipment. Only pay interest on what you use.
Our brokers have deep experience funding mining services businesses across Queensland's major resource regions. Whether you operate in the Bowen Basin, the Mackay-Paget industrial precinct, the Gladstone LNG corridor or the north-west minerals province - we know how mining services cash flow works.
Excavators, dozers, dump trucks, cranes and specialist mining equipment. Cover fleet expansion, maintenance and mobilisation costs between contracts.
Scheduled and unscheduled mine maintenance, plant shutdowns, conveyor systems, dragline repairs. Fund labour and parts upfront before payment arrives.
Oversize transport, haul trucks, fuel tankers, supply chain logistics servicing mines across the Bowen Basin and north QLD.
Curtis Island LNG maintenance, gas pipeline services, CSG well maintenance. Cover the specialist costs of working in the Gladstone LNG precinct.
Mining labour hire, FIFO workforce, skilled trades recruitment. Bridge the gap between placing workers on site and receiving payment from the operator.
Workshop fabrication, structural steel, mechanical engineering services for mine sites. Fund materials and workshop costs before contract milestones are paid.
Yes - mining services businesses in Queensland are eligible for business overdrafts provided you have been trading for at least 6 months, have a minimum $6,000/month in revenue, hold a valid ABN and have an Equifax score of 550+. No tax returns are required. Equipment hire, maintenance, transport, labour hire and all mining support services qualify.
Mining shutdowns require significant upfront investment in labour, parts and equipment before you get paid. A business overdraft lets you draw funds to cover shutdown costs - mobilisation, specialist labour, replacement parts and transport - then repay when your invoice is settled. This is particularly common for Bowen Basin coal operations and Curtis Island LNG maintenance windows.
Yes. Our brokers have extensive experience funding mining services businesses across the Bowen Basin, Mackay-Paget industrial precinct, Gladstone LNG corridor and north-west Queensland minerals province. We understand the payment cycles, contract structures and seasonal patterns unique to QLD resources.
Everything SME owners need to know about business overdrafts. Free to download - no spam.
Download free guide →Free broker service · No tax returns · Decisions from 1 hour · Up to $500K · ACL 511092
Get a free quote - 60 seconds →