From Pilbara iron ore to Goldfields gold and Greenbushes lithium, Western Australia's mining services sector runs on cash flow. Whether you operate equipment hire, maintenance shutdowns, drilling, transport or labour hire - OverdraftMe connects you with fast, flexible business overdrafts up to $500K. No tax returns required.
Mining services in WA face unique cash flow challenges. Long payment terms from tier-1 miners like BHP, Rio Tinto and Fortescue mean you're often waiting 30-60 days for payment while covering wages, fuel, equipment and mobilisation costs. A business overdraft gives you the working capital to bridge those gaps and take on new contracts with confidence.
Cover the cost of heavy equipment hire, parts and mobilisation for remote Pilbara and Goldfields sites without waiting on invoices.
Maintenance shutdowns require rapid mobilisation of crew and equipment. Have funds available to say yes to shutdown contracts immediately.
Fuel, tyres and maintenance for road trains running Perth to Karratha, Port Hedland and Kalgoorlie. Draw funds as you need them.
Pay your crew on time every time, even when your client's 45-day payment terms haven't cleared yet.
6 months of business bank statements, your ABN and a driver's licence. No tax returns, no BAS, no accountant letters required.
We compare across our full panel of 50+ lenders to find the best rate and structure for your mining services business.
| Minimum trading time | 6 months |
|---|---|
| Minimum monthly revenue | $6,000/month |
| ABN required | Yes |
| Minimum Equifax score | 550+ |
| Tax returns required | No (under $150K) |
| Property security | Not required under $150K |
| Maximum amount | $500,000 |
| Decision speed | From 1 hour |
Use our calculator. Enter your monthly revenue and how much you need. No credit check at this stage.
Our brokers compare across 50+ lenders and come back to you with the best available option for your mining services business.
Once approved, draw on your overdraft as needed. Cover equipment, wages, fuel and mobilisation costs. Only pay interest on what you use.
Yes - mining services businesses in WA are eligible for business overdrafts provided you have been trading for at least 6 months, have a minimum $6,000/month in revenue, hold a valid ABN and have an Equifax score of 550+. No tax returns are required for amounts under $150K.
Up to $500,000 depending on your monthly revenue and trading history. Mining services businesses often have high revenue which supports larger overdraft limits. Use our borrowing calculator for an instant estimate.
Equipment hire, maintenance and shutdown contractors, drilling contractors, transport and road train operators, labour hire companies, earthmoving, scaffolding, electrical and mechanical services - all mining services sub-sectors are eligible.
Decisions can come as fast as 1 hour from submission. Funds can be in your account the same day in many cases - critical when you need to mobilise equipment or crew for a shutdown or new contract.
Yes. OverdraftMe is a credit representative of Lend & Loan Pty Ltd (ACL 511092), an MFAA Member and AFCA Member. We are fully licensed to provide credit assistance to mining services businesses across Western Australia.
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Download free guide →Free broker service · No tax returns · Decisions from 1 hour · Up to $500K · ACL 511092
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