📍 Five Dock, Inner West

Business Overdraft
Five Dock

Five Dock's busy commercial strip along Great North Road is home to hundreds of small businesses that rely on consistent cash flow. OverdraftMe provides fast, flexible working capital finance for Five Dock businesses - no tax returns, decisions from 1 hour.

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What you need to qualify
Working capital for Five Dock

Business finance for Five Dock SMEs

Five Dock businesses - including cafes, tradies, retail stores, professional services and light industrial businesses - use OverdraftMe to access fast working capital without the paperwork of a bank. We're based in nearby Drummoyne and serve the entire Canada Bay and Inner West area.

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Business Overdraft

Revolving credit up to $500K. Draw when you need it, repay as revenue comes in. Interest on drawn balance only. No reapplication needed.

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Business Loan

Fixed term lump sum up to $500K. Set repayments, planned use. From 6 months trading with $6,000+/month revenue.

Same-Day Finance

Decisions from 1 hour. Same-day funding possible for complete applications. 50+ lenders compared to find your best option.

Why OverdraftMe

Local broker, national lender panel

OverdraftMe is based in Drummoyne - right in the heart of the Canada Bay LGA. We serve Five Dock and surrounding suburbs including Drummoyne, Abbotsford and Concord. Our broker John Pierre Saliba has 10+ years of finance experience and a Bachelor of Business Commerce.

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50+ lenders

One application compared across 50+ non-bank lenders. One credit enquiry. Best result for your profile.

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No tax returns

Bank statements only for facilities under $150K. No BAS, no financial statements, no accountant letters.

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Free service

OverdraftMe is paid by the lender on settlement. Free broker service - always. No cost to your business.

Frequently asked questions

Do I need to visit an office in Five Dock?

No - the entire process is handled remotely. Applications are submitted online, approvals are returned digitally and funds are transferred directly to your business account. OverdraftMe is based in nearby Drummoyne but serves all Five Dock businesses remotely.

How much can a Five Dock business borrow?

Up to $150,000 unsecured - no property required. Up to $500,000 with property security. The amount depends on your monthly revenue. Most lenders offer 1–2x your average monthly turnover as a facility limit.

How fast can I get approved?

Decisions from 1 hour during business hours. Same-day funding is possible for complete applications submitted before midday. Most Five Dock clients receive a decision the same day they apply.

What's the minimum trading history?

Business overdraft: 2+ years trading, $8,000+/month revenue. Business loan: 6+ months trading, $6,000+/month revenue. Both require Equifax 550+.

Get a free quote for your Five Dock business

No credit check · No commitment · Decision from 1 hour · Free broker service

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MFAA Member AFCA Member ACL 511092 50+ Lenders Drummoyne Based
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