OverdraftMe is Australia's specialist business overdraft broker helping self-employed business owners in Mount Gravatt and Brisbane's south side access fast, flexible working capital. No tax returns. Decisions from 1 hour. Up to $500K.
Get a free quote - 60 seconds →Mount Gravatt is a key south side commercial centre in Brisbane, anchored by the Griffith University precinct and the Westfield Garden City shopping complex. The area is home to a diverse mix of self-employed operators running trades businesses, professional services practices, food outlets, retail shops and health clinics.
Brisbane's continued population growth and infrastructure investment ahead of the 2032 Olympics is creating strong demand across the south side for local services and trades. Mount Gravatt's strategic position - connecting the CBD to the south-east suburbs - makes it a natural hub for businesses serving a wide catchment area.
OverdraftMe specialises exclusively in business overdrafts and cash flow finance for self-employed Australians. We work with 50+ non-bank lenders who assess applications from bank statements alone. No tax returns, no BAS, no financial statements. This makes our service particularly well-suited to busy Mount Gravatt business owners who are focused on running their business rather than keeping paperwork current.
| Criteria | Requirement |
|---|---|
| Trading history | 6+ months |
| Monthly revenue | $6,000+ per month |
| Credit score | Equifax 550+ |
| Documents | 6 months bank statements, ABN, driver's licence |
| Property security | Not required under $150,000 |
| Tax returns | Not required |
| Maximum facility | Up to $500,000 |
Serving self-employed business owners across Mount Gravatt and nearby Brisbane south side suburbs including Upper Mount Gravatt, Wishart, Holland Park, Sunnybank, Eight Mile Plains, Woolloongabba and Coorparoo. OverdraftMe operates Australia-wide - location is no barrier to approval.
Free broker service · No tax returns · No property under $150K · Decisions from 1 hour · Up to $500K · ACL 511092
Get a free quote →Yes - OverdraftMe works exclusively with non-bank lenders who assess self-employed applications from 6 months of bank statements. No tax returns, BAS statements or financial statements are required.
Decisions come as fast as 1 hour from submitting a complete application. Same-day funding is possible in many cases. Most Mount Gravatt business overdraft applications are fully funded within 24 hours.
No - property security is not required for business overdraft facilities under $150,000. Your business revenue is the primary assessment criteria.
Yes - OverdraftMe is paid by the lender on settlement. There is no cost to your business for using our broker service at any stage of the application process.