Specialist business overdraft broker for Fremantle's self-employed community. No tax returns needed - we assess on bank statements only. Perfect for sole trader cafes, freelancers, market vendors and hospitality owners. ABN holders welcome.
Get a free quote - 60 seconds →Fremantle is one of Western Australia's most vibrant creative and hospitality hubs. From the iconic Fremantle Markets to the bustling Cappuccino Strip and the Fishing Boat Harbour precinct, the port city is home to a thriving community of self-employed business owners, sole traders and freelancers who power Freo's unique character.
The hospitality scene alone - cafes, restaurants, bars and food vendors - relies heavily on self-employed operators who often trade as sole traders or partnerships. Add to that Fremantle's creative community of artists, designers, photographers and performers, plus the maritime industry workers and independent retailers, and you have a suburb where self-employment is not the exception but the norm.
For self-employed Fremantle business owners, traditional bank overdrafts are often out of reach. Banks typically require two years of tax returns and detailed financial statements - documents that many sole traders and freelancers simply don't have up to date. OverdraftMe solves this by connecting you with non-bank lenders who assess your application from 6 months of bank statements alone. No tax returns. No BAS. No property security under $150K.
Whether you run a cafe on South Terrace, sell handmade goods at the Fremantle Markets, operate a fishing charter from the harbour, or freelance from a co-working space in the West End, OverdraftMe can match you with the right lender from a panel of 50+.
| Criteria | Requirement |
|---|---|
| Trading history | 6+ months |
| Monthly revenue | $6,000+ per month |
| Credit score | Equifax 550+ |
| Documents | 6 months bank statements, ABN, driver's licence |
| Property security | Not required under $150,000 |
| Tax returns | Not required |
| Maximum facility | Up to $500,000 |
Also serving self-employed business owners in nearby suburbs including North Fremantle, East Fremantle, South Fremantle, Hilton, White Gum Valley, Beaconsfield, O'Connor and Cockburn. OverdraftMe operates Australia-wide.
Free broker service · No tax returns · No property under $150K · Decisions from 1 hour · Up to $500K · ACL 511092
Get a free quote →Yes. OverdraftMe works with 50+ non-bank lenders who assess Fremantle sole traders and self-employed business owners using 6 months of bank statements only. No tax returns, BAS or financial statements are required - ideal for freelancers, cafe owners and market vendors.
Decisions come in as fast as 1 hour from submitting a complete application. Most Fremantle sole trader and self-employed applications are fully funded within 24 hours. All you need is 6 months of bank statements, your ABN and a driver's licence.