Specialist business overdraft broker for Rockingham's tradies and self-employed business owners. No tax returns needed - assessed on bank statements only. Subcontractors, marine services, construction and manufacturing ABN holders welcome.
Get a free quote - 60 seconds →Rockingham is one of Perth's most industrially significant southern suburbs, with a strong concentration of trades, manufacturing and marine services businesses. The proximity of HMAS Stirling at Garden Island and the Australian Marine Complex has created an entire ecosystem of defence-related contractors, marine engineers and specialist service providers - many of whom operate as self-employed sole traders and subcontractors.
Beyond the defence sector, Rockingham's industrial areas are home to a heavy population of construction tradies, fabricators, welders and manufacturing businesses. These self-employed operators are the engine room of the local economy, but the nature of contract and subcontract work means cash flow is inherently unpredictable. You finish a job, submit an invoice, and wait 14 to 30 days - or longer - for payment. Meanwhile, materials for the next job need purchasing today.
For self-employed Rockingham business owners, getting finance through a traditional bank is a frustrating experience. Banks demand two years of tax returns, detailed profit and loss statements and sometimes property as security. Most sole trader tradies and subcontractors simply don't have these documents ready. OverdraftMe bypasses these barriers by connecting you with non-bank lenders who assess your application from just 6 months of bank statements. No tax returns. No BAS. No property security under $150K.
If you hold an ABN, have been trading for 6+ months and turn over $6,000+ per month, OverdraftMe can likely help - regardless of whether you're a welder in the industrial area, a plumber in the new estates, or a marine services contractor working out of Henderson.
| Criteria | Requirement |
|---|---|
| Trading history | 6+ months |
| Monthly revenue | $6,000+ per month |
| Credit score | Equifax 550+ |
| Documents | 6 months bank statements, ABN, driver's licence |
| Property security | Not required under $150,000 |
| Tax returns | Not required |
| Maximum facility | Up to $500,000 |
Also serving self-employed tradies and business owners in nearby suburbs including Safety Bay, Baldivis, Warnbro, Port Kennedy, Secret Harbour, Shoalwater, Henderson and Naval Base. OverdraftMe operates Australia-wide.
Free broker service · No tax returns · No property under $150K · Decisions from 1 hour · Up to $500K · ACL 511092
Get a free quote →Yes. OverdraftMe connects Rockingham tradies, subcontractors and self-employed business owners with 50+ non-bank lenders who assess applications using 6 months of bank statements only. No tax returns, BAS or financials required - ideal for construction, marine services and manufacturing sole traders.
Rockingham sole traders and self-employed business owners can access business overdraft facilities from $10,000 up to $500,000. No property security is required for facilities under $150,000. Your business revenue from bank statements is the primary assessment criteria.